TERMS AND CONDITIONS Last Updated: April 7, 2023 Introduction These Terms and Conditions ("Terms") govern your use of the http://graysferrynotary.org website ("Website") operated by Grays Ferry Family Notary, a company located in Philadelphia, Pennsylvania ("we", "us", "our"). By accessing or using the Website, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you may not access the Website. Services The Website provides information about the notary services offered by Grays Ferry Family Notary. By using the Website, you agree to use our services only for lawful purposes and in accordance with these Terms. Intellectual Property All intellectual property rights, including copyrights, trademarks, trade dress, and other proprietary rights in the Website and its content, are owned by or licensed to Grays Ferry Family Notary. You may not copy, reproduce, distribute, display, or otherwise use any part of the Website or its content without our prior written consent. User Conduct You agree not to use the Website in any manner that: a. Violates any applicable local, state, national, or international law or regulation; b. Infringes upon the rights of any third party, including intellectual property rights; c. Is defamatory, abusive, harassing, or threatening; d. Contains any viruses, malware, or other harmful code; e. Attempts to gain unauthorized access to any part of the Website; f. Interferes with the proper functioning of the Website or any other user's enjoyment of the Website. Limitation of Liability In no event shall Grays Ferry Family Notary, its affiliates, or their respective directors, officers, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, or use, arising out of or in connection with your use of the Website or any services provided through the Website, whether based on warranty, contract, tort, or any other legal theory, and whether or not Grays Ferry Family Notary has been advised of the possibility of such damages. Indemnification You agree to indemnify, defend, and hold harmless Grays Ferry Family Notary, its affiliates, and their respective directors, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of the Website. Arbitration Any dispute, claim or controversy arising out of or relating to these Terms, your use of the Website, or the services provided by Grays Ferry Family Notary shall be settled by binding arbitration administered by the American Arbitration Association ("AAA") in accordance with its Commercial Arbitration Rules. The arbitration shall be held in Philadelphia, Pennsylvania, and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. The prevailing party in any arbitration shall be entitled to an award of reasonable attorneys' fees and costs. Changes to These Terms We reserve the right to modify or replace these Terms at any time. We will provide a notice on the Website indicating any material changes. By continuing to access or use the Website after those changes become effective, you agree to be bound by the revised Terms. Governing Law and Jurisdiction These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, United States, without regard to its conflict of law provisions. Except for disputes subject to arbitration as described in Section 7, you agree to submit to the exclusive jurisdiction of the state and federal courts located in Philadelphia, Pennsylvania, for the resolution of any disputes arising out of or relating to these Terms or your use of the Website. Severability If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck, and the remaining provisions shall be enforced to the fullest extent under law. Termination We reserve the right, in our sole discretion, to terminate your access to the Website and the services provided therein, with or without notice, for any reason or no reason, including, without limitation, if we believe that you have violated or acted inconsistently with the letter or spirit of these Terms. Privacy Policy Your use of the Website and any personal information you provide on the Website is subject to our Privacy Policy. By using the Website, you consent to the collection, use, and disclosure of your personal information in accordance with our Privacy Policy, which is available on the Website. Third-Party Links The Website may contain links to third-party websites or services that are not owned or controlled by Grays Ferry Family Notary. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Grays Ferry Family Notary shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any such content, goods, or services available on or through any such websites or services. Headings The headings used in these Terms are included for convenience only and will not limit or otherwise affect these Terms. Survival Any provision of these Terms which, by its nature, should survive termination of your access to the Website, including but not limited to, provisions regarding intellectual property, indemnification, limitation of liability, arbitration, and governing law, shall continue to remain in effect after termination. No Partnership or Agency Nothing in these Terms is intended to, or shall be deemed to, establish any partnership or joint venture between you and Grays Ferry Family Notary, constitute either party the agent of the other, or authorize either party to make or enter into any commitments for or on behalf of the other party. Compliance with Laws You agree to comply with all applicable laws, statutes, ordinances, and regulations regarding your use of the Website and any transactions conducted on or through the Website. Notices All notices or other communications required or permitted by these Terms shall be in writing and shall be deemed given when delivered personally, sent by an internationally recognized overnight courier, or sent by email (with confirmation of receipt) to the parties at their respective email addresses indicated on the Website or provided during registration, as applicable. Contact Information If you have any questions or concerns about these Terms, please contact us at privacy@graysferrynotary.org. This concludes the Terms and Conditions for the use of the http://graysferrynotary.org website, operated by Grays Ferry Family Notary. By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms.